Liverpool Property Investment

Liverpool is a growing city with plenty more on the horizon, with the city boasting the UK’s second-largest regional economy. Consequently, it comes as no surprise that property investment in Liverpool is rapidly on the rise. Read more about the buy-to-let opportunities available to property investors on this page.

  • The fastest-growing city centre in the UK
  • The city centre population has more than doubled since 2002
  • Liverpool was named the UK’s top city for rental yields (Totally Money Buy-To-Let Yield Map 2019/20)

Liverpool: A Summary

Liverpool has enjoyed a remarkable resurgence in recent years, but it has been one of the world’s greatest port cities for generations. Thanks to an influx of new businesses, along with excellent infrastructure and prosperous tourism, it is now globally-renowned as a great place to work, study and live.

The city, famously known as the birthplace of The Beatles, was honoured with the title of European Capital of Culture in 2008 and it has had over £14 billion worth of investment into regeneration and transformation since then.

The Liverpool Maritime Mercantile City is a UNESCO World Heritage Site and the once derelict docks are now being restored to their former seafaring glory with the new shipping terminal looking to be one of Europe’s most advanced.

As a leading property investment company, Liverpool is one of our top picks for the future. The city has all of the fundamentals we advise our clients to look for, and more.

Liverpool Property Investment Opportunities

Status: Off-Plan
Type: New Build
Price: £142,500
Status: Off-Plan
Type: Residential
Price: £135,000
Status: Off-Plan
Type: Residential
Price: £169,500
Status: Off-Plan
Type: Residential
Price: £170,000
Status: Off-Plan
Type: Residential
Price: £124,950
Status: Off-Plan
Type: Residential
Price: £152,000

Why Liverpool?

When considering where to invest in property, we always recommend looking for these key fundamentals:

  • Population Growth
  • Transport & Connectivity
  • Regeneration & Investment
  • Business Growth & Employment
 

Liverpool is an exceptional investment destination that excels across these key criteria. The city stands out as a top investment choice with consistent population growth driven by its cultural and economic vibrancy.

Featuring Liverpool John Lennon Airport and strong transport links, the city is easily accessible. The £5.5 billion Peel L&P Liverpool Waters regeneration project showcases Liverpool’s dedication to growth, attracting businesses and residents.

Home to academic excellence at institutions like Liverpool John Moores University, the city sustains a thriving student market and continual demand for student accommodation. With UNESCO World Heritage Sites like the historic docks, Liverpool is not just a residential hub but also an attractive investment in tourism and hospitality.

Population

  • Liverpool has been steadily growing for over 20 years.
  • The city has a population of almost 500,000 people, while the broader Liverpool city region has over 1.5 million people.
  • Annual population increases have been over 0.5% and rising, with an 8.9% increase in the past 10 years.
  • The population of Merseyside is predicted to rise by over 100,000 by 2043, an 8.5% increase.
  • Liverpool City Council predicts a growth of 33,000 people or 6.6% by 2030 alone.
  • Liverpool has a young and educated population, with over 60,000 students across its 5 universities.
  • Approximately 31% of students choose to remain in the city after graduating, contributing to the city’s overall gain in the graduate population.

Transport

  • Liverpool has an expansive transport network, including road, rail, ferry, and an international airport.
  • The city is well-connected to other major cities via the M57 outer ring road and M62 motorway.
  • Liverpool Lime Street station provides mainline rail connections to the rest of the UK, with frequent trains to London.
  • Merseyrail is Liverpool’s extensive internal rail system, covering every area of the city region, including an underground network with four city centre locations and over 6.5 miles of tunnels.
  • Liverpool’s historic docks have been a central hub for trans-Atlantic trade and currently serve long-distance cruises to various destinations.
  • The city’s John Lennon Airport serves over five million passengers annually, with rail links to Manchester Airport.

Regeneration

  • Liverpool has experienced significant economic growth since 2000, attracting over £1 billion in annual investment.
  • Many regeneration projects are underway, including:
    • The £260 million Anfield Project, creating over 1,000 new homes around the Anfield stadium.
    • The £190 million Baltic Triangle, a growing creative and digital sector in the southern part of the city centre.
    • A £1 billion investment in Paddington Village, expected to create over 10,000 jobs.
    • £500 million invested in improving Liverpool’s roads, including resurfacing, widening, and junction improvements.
    • The £5 billion Liverpool Waters project, a 30-year vision to redevelop the waterfront with new homes, office space, hotels, restaurants, docks, and a new stadium for Everton FC.

Business

  • Liverpool has been granted Freeport status by the government, leading to the formation of a Free Trade Zone.
  • The Freeport status is expected to bring an additional £850 million to the economy and create 14,000 jobs.
  • This presents significant opportunities for investors and businesses throughout the Liverpool city region.
  • The Freeport status is expected to stimulate innovation in the energy sector, particularly in hydrogen, offshore wind, and tidal power, aligning with the government’s Net Zero carbon emissions goals.
  • In combination with the £5 billion Liverpool Waters investment, the region is poised to become a modern hub of industry, offering opportunities for businesses, investors, and employment, further driving the city’s impressive growth.

Liverpool Property Market

House Price Growth

Having covered Liverpool’s fundamentals it is clear that the city is a desirable place for young educated professionals to live with a great deal of investment being poured into the city. So what about the property values? When deciding to commit to property investment you want to be secure in the knowledge that your investment will grow. Looking at Liverpool’s average prices over the last several years the trajectory of prices has been overwhelmingly upwards. Data from HM Land Registry shows a 65% increase in property prices in Liverpool since 2012, with the average property now costing £177,000. Data from Savill’s Residential Forecasts for 2023 estimates the city will see a further 11.7% rise by 2027.

Rental Price Growth

The northwest of England is an attractive prospect for buy-to-let properties, with strong yearly growth in rental values. The average rental price increased in the northwest in the 12 months following April 2020 by 6.3%, whilst since April 2019 the average rental price has risen by over 12%, despite the uncertainty caused by the Covid-19 pandemic. In Liverpool, the strong demand has driven house price growth quicker than in neighbouring Manchester in the last year. This has created a potentially lucrative market for buy-to-let investors looking to capitalise on the projected 10% increase in rental value forecast by 2025.

Best Areas

The Liverpool city region comprises 6 local authorities: Wirral, Liverpool, Knowsley, St. Helens, Sefton and Halton (not to be confused with Merseyside, which is the same area minus Halton). Below we outline some of the areas of the Liverpool city region and how they may best meet your investment requirements. For more information, check out our research into the best buy-to-let areas in Liverpool.

Inner-City Liverpool

Like most cities, the city centre is the most popular area of Liverpool. This area is considerably popular for students, tourists and young professionals. Liverpool’s inner-city offers great affordability, coupled with high rental demand.

Apartments are the most popular choice among investors, and L1 and L3 are the favoured postcodes, both offering great yields and reasonable property prices.

North Liverpool

The popular towns within North Liverpool include Anfield (L4, L5, L6), Everton (L6), Kirkby (L32), Croxteth (L11), Aintree (L9), Walton (L4) and Bootle (L20). This part of Liverpool is becoming more popular for property purchasers and is one of the more affordable.

The Anfield area is undergoing a lot of regeneration with a £260 million scheme which will create 1,000 new homes. It is also the home of the world-famous football clubs, Liverpool FC and Everton FC. 

South Liverpool

This area is a suburban district and it holds some of Liverpool’s highest property prices. It is more popular among affluent purchasers wanting to buy to live in rather than buy-to-let with a high proportion of young couples or families. You have areas such as Aigburth (L17) and Garston (L19) which are more popular with investors as they attract young working professionals making it a good case for investment.

Although this area may fall slightly short of Liverpool’s city centre when it comes to property investing, it still has a strong property market with increasing house prices.

Crosby & Formby

Further north in the borough of Sefton you’ll find the beachside towns of Crosby and Formby. Both are popular tourist locations with miles of beaches and acres of national trust woodland.

Property prices here are quite high as a result, with Formby’s average sale price over £358,000 and Crosby’s being just shy of £250,000. They have seen value increases in the last year of 9% and 3% respectively. These areas provide an option for those wishing to invest in higher value properties, at the expense of the highest rental yields. 

Birkenhead & Wallasey

Located in Wirral, across the river Mersey, these areas are within 10 minutes of Liverpool city centre, accessible easily through Mersey Rail or Mersey Tunnels.Both have seen a rise in property values greater than that of the national average.

Why Invest With Us?

As a property investment company for Liverpool and elsewhere across the UK, we pride ourselves on finding high-potential, well-priced opportunities in a clear, ethical manner for our clients. In addition:

  • We do not charge any sourcing fees.
  • We’re signed up to the Property Ombudsman Scheme to protect our clients.
  • We conduct extensive due diligence on all investment opportunities.
  • We provide after-sales support.
  • Due to our close relationships with property developers, often we can get exclusive discounts or bonuses (like a free furniture pack)
  • We’ll help you with any extra steps in your journey, whether that’s finding a mortgage provider, instructing a property management company, or something else.